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Terms & Conditions

A legal disclaimer

Terms and Conditions

Effective Date: January 14, 2026
Company: Prudent Peers Inc.
Platform: Prudent Peers Online Community

1. Acceptance of Terms

By accessing or using the Prudent Peers Online Community (“the Community”), users agree to comply with and be bound by these Terms and Conditions. If any user does not agree, access to or use of the Community must be discontinued immediately.

2. Eligibility

Participation in the Community is limited to individuals who are at least 18 years old or have reached the age of majority in their jurisdiction. By registering, users represent that they meet these requirements.

3. Account Registration and Security

  • Users must provide accurate and complete information during registration.

  • Each account is personal and non-transferable.

  • Users are responsible for maintaining the confidentiality of login credentials and for all activities under their account.

  • Prudent Peers Inc. reserves the right to suspend or terminate accounts that violate these Terms.

4. Community Conduct

Users agree to:

  • Engage respectfully and constructively with others.

  • Avoid posting or sharing content that is unlawful, defamatory, harassing, discriminatory, or otherwise inappropriate.

  • Refrain from spamming, advertising, or soliciting without prior authorization.

  • Respect the privacy and intellectual property rights of others.

Prudent Peers Inc. reserves the right to remove content or suspend accounts that violate these standards.

5. Content Ownership and License

  • Users retain ownership of the content they post.

  • By posting content, users grant Prudent Peers Inc. a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute such content within the Community for operational and promotional purposes.

  • Users must ensure that any content shared does not infringe on third-party rights.

6. Intellectual Property

All materials, trademarks, logos, and content provided by Prudent Peers Inc. are the property of the company or its licensors. Unauthorized use, reproduction, or distribution is prohibited.

7. Privacy

Personal information collected through the Community is governed by the Prudent Peers Inc. Privacy Policy. By using the Community, users consent to the collection and use of their data as described in that policy.

8. Disclaimers

The Community is provided “as is” without warranties of any kind, express or implied. Prudent Peers Inc. does not guarantee uninterrupted access, accuracy of information, or the reliability of user-generated content.

9. Limitation of Liability

To the fullest extent permitted by law, Prudent Peers Inc. shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the Community, including but not limited to data loss, unauthorized access, or service interruptions.

10. Termination

Prudent Peers Inc. may suspend or terminate access to the Community at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to the Community or its members.

11. Modifications to Terms

Prudent Peers Inc. reserves the right to modify these Terms at any time. Updated versions will be posted on the Community platform, and continued use constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes shall be resolved in the courts of that jurisdiction.

13. Contact Information

For questions or concerns regarding these Terms, contact:
Prudent Peers Inc.
Email: prudentpeers@gmail.com
Address: TBD

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