No Fees & No Refunds

No Refund Policy

Effective Date: January 14, 2026

1. Overview
This No Refund Policy outlines the terms under which donations and contributions made to Prudent Peers Inc. are considered final. By joining, donating, offering any services, goods or [free] membership, subscription, or service offered by Prudent Peers Inc., all peers agree to this policy.

2. No Fees for Membership
No payments for memberships, subscriptions, courses, or digital products; so there isn't any refunds necessary. However, once a donation is processed, it cannot be reversed, canceled, or refunded, regardless of usage, participation, or satisfaction.

3. Digital Nature of Services
As [Community Name] provides access to digital content, community resources, and exclusive online experiences, all purchases are considered final upon access being granted. This includes but is not limited to:

• Membership fees

• Event registrations

• Digital downloads

• Online courses or workshops

4. Cancellations and Renewals
Members may cancel their subscription at any time to prevent future billing. Cancellation will take effect at the end of the current billing cycle. No partial refunds or credits will be issued for unused time or early termination.

5. Exceptional Circumstances
Refunds may only be considered in cases of a duplicate donation or contribution due to technical errors directly caused by Prudent Peers Inc. All requests must be submitted in writing within 7 days of the transaction, along with proof of donation sent.

6. Agreement
By completing a donation or joining Prudent Peers Inc., every peer acknowledges that they have read, understood, and agreed to this No Refund Policy.

7. Contact Information
For questions or concerns regarding this policy, contact:
Prudent Peers Inc.
Email: prudentpeers@gmail.com
Website: prudentpeers.com